Subscription
A customer chooses your rate. You send the matching USDT to the company wallet. After that deposit is confirmed, the customer pays your verified bank account.
Merchant programme
Run a desk for local payments.
You collect the customer’s bank transfer and settle the matching USDT with Meridian. Applications are reviewed. Sending this page’s form does not approve the desk, and the first release keeps five active desks.
The work
Two orders, two directions.
A desk does not hold customer funds in its own wallet. Subscription USDT stays in Meridian’s company wallet. Withdrawal USDT is sent only after the customer confirms the bank payment.
Withdrawal
You pay the customer’s bank first. When they confirm the money arrived, Meridian sends USDT to the receiving address you saved. You cannot confirm that receipt for them.
Your rate
You publish the naira rate. It locks when the customer accepts the order. A later change does not rewrite an order that is already open.
Before you trade
What the review asks for.
Identity
Your legal name, a phone number, and an identity reference the reviewer can check.
A bank account
An account in the desk’s name. It is verified before customers can be shown the number.
A wallet you control
The Optimism address that receives USDT after a withdrawal. Meridian never asks for a seed phrase or private key.
The rules
Deadlines, disputes, and the five-desk limit. Missing a funding window freezes the order instead of treating it as paid.
A subscription order
The account number stays hidden until your deposit lands.
The customer sees a countdown while you fund the company wallet. Their bank instructions appear only after that USDT deposit is confirmed. Saying you have sent it is not the confirmation.
1 The customer accepts your naira amount.
2 You have 30 minutes to send the USDT.
3 The company wallet confirms the deposit.
4 The customer pays your bank and you confirm receipt.
Review
Five desks. No automatic approval.
The first release keeps five active merchants. A full list waits. Live orders settle in USDT on Optimism.
Does applying let me accept orders?
No. The application sits in review. Orders open after approval, a verified bank, a receiving address, and a published rate.
Who keeps the subscription USDT?
Meridian’s company wallet. Your payment for that order is the customer’s bank transfer, not a return of the USDT.
When do I receive USDT on a withdrawal?
After you have paid the customer’s bank and they confirm the money arrived. The payout goes to the address you verified.